Mar 8 2011
Protect Your Diamond Investment | Demand a Certificate
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A diamond certificate is also known as a Diamond Grading Report. These reports come from the Gemological Institute of America (GIA), and you should require this report when if you purchase a diamond.
With a diamond certificate, you can verify the color, cut, carat, weight, and clarity of the diamond. You do not have to worry about a diamond dealer telling you anything less than the truth, because the certificate will come from the GIA instead of the dealer. You might have to pay for the certification, but the cost is usually low, and in most cases, it will help you negotiate a better price on the diamond or keep you from purchasing a low quality diamond altogether.
With the Certificate, or Diamond Grading Report, there wont be any doubts when you are trying to purchase a diamond. You can easily find out what the diamond is worth. This will keep you from overpaying.
A copy of the Diamond Grading Report should be given to your insurance company as well, when you insure the diamond. This provides absolute, unquestionable proof of the value of the diamond should it be stolen in the future.
Avoid diamond dealers who seem reluctant to provide a certificate! Also avoid sellers who tell you that a certificate diamond will cost you more the only additional cost should be the cost of the certificate, which is low. If the dealer does not want to provide a certificate for your diamond or any other gem like a sapphire or ruby, then you do not want to do business with that dealer.
Dont accept certificates from Gemological Laboratories other than GIA. There are quite a few fly-by-night Gemological labs these days, but in the end, GIA was established as the most respectable and trustworthy not to mention oldest. So avoid dealers who do not want to use GIA for certification purposes as well.
Dont buy an expensive diamond without paying the extra cost of the certificate. If a dealer tries to convince you to purchase without the certification, or if they want to use a company other than GIA, they might be trying to hold something from you.
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